The main user-screen (see screenshots below) displays the latest transactions, current balance, secure message notifications, and a menu with additional options. The user can easily switch between accounts (if more than one) by using the drop down menu, and switch between accounts and cards (if applicable), by clicking on the relevant tab. Everything is clean, clear, and self-explanatory. An additional security feature can be used for authenticating outgoing payment orders, in the form of a Transaction Authentication Number (TAN). A list of TAN's is automatically generated and delivered to the user when a new account is activated. Each TAN is used only once to authorize a transfer. The system will automatically generate and deliver a fresh list of TAN's to the user, prior to all numbers in the previous list having being used. This two-factor authentication feature is optional, and can be disabled in the admin settings if required.
The EBANQ system supports multiple administrator accounts, with different functions and authorization levels. All relevant transaction fees can be configured in the admin settings, and applied automatically when transactions are executed. Customers can be categorized in different profile groups, allowing for different fee schedules for different client types (e.g. personal and corporate). The system supports multiple currencies and cross-currency transactions, incorporating a European Central Bank (ECB) exchange rate feed. Applicable rates can be adjusted to include a conversion profit margin.
You can customize the system in seconds by changing the color scheme, and by uploading your own logotypes in the admin settings. Below you can view a number of screenshots from the EBANQ end-user interface. Click here to view screenshots from the EBANQ administrator interface.